Terms of Service

Last updated: July 11, 2026

Welcome to getkeyd. By accessing or using this website, you agree to these Terms of Service. If you do not agree, please do not use the site.

1. Educational purpose only

getkeyd provides general educational information and tools about the home-buying process. It is not financial, mortgage, lending, legal, tax, or real estate advice, and no professional relationship is created by your use of the site. Always consult a qualified, licensed professional before making financial or real estate decisions.

2. Estimates are not guarantees

Our calculators and assessments produce rough estimates based on the information you enter and standard assumptions. Actual affordability, loan terms, rates, taxes, insurance, and costs are determined by lenders and other providers and will differ. Do not rely on our estimates for any transaction.

3. No warranties

The site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.

4. Limitation of liability

To the fullest extent permitted by law, getkeyd and its creators shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss arising from your use of - or inability to use - the site or its content, even if advised of the possibility of such damages.

5. Third-party links and services

The site may link to or rely on third-party websites and services (such as government resources and our Contact form provider). We do not control and are not responsible for their content, accuracy, or practices. Links are provided for convenience and do not imply endorsement.

6. Acceptable use

You agree not to misuse the site, including attempting to disrupt it, access it in unauthorized ways, or use it for any unlawful purpose.

7. Intellectual property

The getkeyd name, content, and design are owned by us or our licensors and may not be copied or reused without permission, except as allowed by law.

8. Privacy

Your use of the site is also governed by our Privacy Policy.

9. Changes

We may update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

10. Governing law

These Terms are governed by the laws of the State of Washington and applicable United States federal law, without regard to conflict-of-law principles.

11. Contact

Questions about these Terms? Reach us through our Contact page.